HAN TU
@ Absolute Mortgage & Lending
Loan Originator
Residential
Commercial
Business
Land
NMLS# 2598144
CO-NMLS# 1910591
(678) 898-3623
[email protected]
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CONTACT US
OUR LOAN PROGRAMS
OUR LOAN PROGRAMS
Loan Originator
Residential – Commercial – Business – Land
NMLS# 2598144
CO-NMLS# 1910591
(678) 898-3623
[email protected]
WHO WE ARE
As a dedicated team of lending professionals, we are committed to making your financing process simple, transparent and tailored to your needs. Whether you’re purchasing a home, expanding your real estate portfolio, or securing business funding, we provide clear communication, expert advice, and personalized service. With access to a wide range of loan products and a deep understanding of the market, we ensure you receive the best financing solution for your unique financial goals. Our focus is on your long-term financial well-being, helping you secure the right funding for lasting success.
We’d love the opportunity to connect and discuss how we can support your goals. Don’t hesitate to reach out—our team is here to help every step of the way!
PRODUCTS
Conventional Loans
Standard loans with competitive rates, perfect for buyers with good credit. They can be used for a variety of property types, from homes to investment properties.
FHA Loans
Ideal for first-time homebuyers, FHA loans require a low down payment, making it easier to buy a home with less upfront cost.
Non-QM Loans
These are designed for borrowers with unique financial situations, like self-employed individuals. Non-QM loans offer more flexible qualification criteria.
Jumbo Loans
For higher-priced homes, jumbo loans exceed the standard loan limits and offer favorable terms to finance luxury or high-value properties.
Commercial Loans
These loans are for businesses or commercial properties, helping business owners purchase or refinance office buildings, retail spaces, and more.
HELOC/HELoan
Home Equity Lines of Credit (HELOCs) provide flexible credit based on your home’s value, while Home Equity Loans offer a lump sum, both for big expenses like home improvements.
DSCR/Short Term Rental Loans
DSCR loans use rental income from investment properties to qualify. Short-Term Rental Loans are tailored for properties rented on platforms like Airbnb, making it easier to finance these kinds of investments.
Land Loans
A Land Loan is a type of financing used to purchase a piece of land for building a home, commercial property, or investment purposes.
Refinance Loans
A Refinance Loan is a type of loan that replaces an existing mortgage with a new one, usually to lower the interest rate, reduce monthly payments, or access home equity. Homeowners use refinancing to save money, change loan terms, or consolidate debt, depending on their financial goals.
Real Experiences, Real Results
Micah and his team were very professional, communicative, and knowledgeable from start to finish. I really liked the automated email updates that were in place. It helped to keep the process moving quickly in the right direction. I also appreciate how Micah provided my client with options throughout the process.
Maya, Realtor
If it weren’t for Micah Johnson we would not be homeowners today. He worked with us tirelessly for weeks to get us in a comfortable place to qualify, explaining each step thoroughly and patiently to guide us along the entire process. He has the rare gift of professionalism coupled with humility and class. I just can’t say enough good things about Micah.
Jonathan, Client
Micah made this process extremely personable and easy. We cannot express how happy we are with the overall experience!
Kimberly, Client
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